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BUSINESS CHECKING

Sole Proprietor

Our Sole Proprietor checking is designed for businesses with limited checking activity

  • Individuals who maintain a monthly average available balance of $1,000 or more receive the first 30 debits and 50 deposited items free* with each statement cycle.
  • Average monthly available balances below $1,000 will incur a $0.20 fee for each debit and deposited item.

*A $0.20 fee will be applied for each item in excess of the specified number of debits and deposited items.

Commercial Checking

  • Low volume businesses that maintain a monthly average available balance of $2,000, will receive the first 50 debits and 100 deposit items free* each statement cycle. 
  • Average monthly available balances below $2,000 will incur a $0.20 fee for each debit and deposited item. 

*A $0.20 fee will be applied for each item in excess of the specified number of debits and deposited items.

Analysis

Specifically designed for high volume business accounts

Fees are imposed only when the monthly activity charges are not offset by earnings allowance.

Monthly Maintenance

$10.00 per statement cycle

Credits

$0.20 each item

Debits

$0.16 each item

Deposited Items 

$0.08 each item 

Return Item (charge backs)

$7.00 each item

Coin and Currency counting

$0.08 per roll or banded bundle

ACH File

$25.00 per file

ACH File Internet

$12.50 per file

Special Handling

$20.00 per statement cycle