- Remote Deposit Capture
- Merchant Processing
- Positive Pay
- Wire Transfer
- Courier Pick-up Service
Remote Deposit Capture
FWBank’s RemoteConnect service allows you to make bank deposits** directly from your office.
Using RemoteConnect, you can scan and submit check deposits** securely over the internet to First Westroads Bank. We receive your deposit electronically and process the checks just as if you stopped by the bank. The results will be faster deposits, more efficient collections, and tremendous convenience for you and your business.
Key Advantages of RemoteConnect
Extended Deposit Deadlines: Take up until 6:00 pm to make your deposits for same-day credit.
Time Savings:With RemoteConnect you will not have to drive to the bank and you will spend less time making your daily deposit.
Consolidate Deposits: Local, Regional, or Nationwide. Deposit your checks** from anywhere.
RemoteConnect Features Include:
Check scanner available from First Westroads Bank.
FREE Training Provided by FWBank, Customized to your business.
CAR (Courtesy Amount Recognition) reads the amounts written on the checks and encodes them for processing-minimal keying of amounts on your end.
24/7 - Deposits can be made 24 hours a day, 7 days a week at your convenience.*
Image Storage - Checks are imaged front and back for easy access at a later time.
Security - Secure, encrypted image file transmission.
* Deposits made after 6:00 pm will be credited to your account on the following business day.
** Excludes checks drawn on financial institutions located outside of the United States, third party checks, remotely created checks, and substitute checks.
Customized credit card processing with lower fees & a high level of service!
FWBank has partnered with PowerPay to provide credit card processing and electronic payment services to our customers in Omaha, NE. Backed by our dedication to providing quality customer service, we're setting new standards of excellence in the payment processing industry. Through FWBank, you'll experience a number of services directed toward savings, convenience, and improved cash management.
Lower Fees. Our customers benefit from some of the best pricing in the industry - without the hassle of hidden fees and long-term contracts. Additionally, our Payment Processing Review will provide you with information on how you can lower your credit card processing fees.
Personalized Service. FWBank consistently aims to improve the service standards by which we hold ourselves accountable. As a customer, you can depend on us for nothing less than attentive and responsive assistance.
Quick and Easy. The simple application, fast, flexible approvals, and quick installations make it quick and easy to take advantage of our payment processing.
Through FWBank's partnership with PowerPay, any businesses can seamlessly accept:
- All major credit cards including MasterCard, Visa, American Express and Discover;
- Debit cards with either signature or PIN based approval processes;
- Electronic Benefits Transfer (EBT) for direct payment cards issued by federal or state governments;
- Purchasing cards for corporate or government organizations
- Gift cards (which removes the hassle and inconvenience of paper gift certificates)
Positive Pay can help reduce fraud by identifying unauthorized check transactions before final payment is made.
Positive Pay is a comprehensive solution for managing daily check transactions and clearings. A daily customer file import compares information with files of transactions posted to the customers’ accounts. Exceptions such as duplicate transactions, amount discrepancies and check number mismatches are identified automatically. Positive Pay offers a versatile solution for preventing fraudulent activity.
The system does not prevent transactions from taking place, but simply provides information to the bank. Decisions on exception items are made by the customer through the user interface within BusinessConnect Internet Banking.
Positive Pay Features Include:
Real-time integration: The solution is streamlined between customer accounts and the bank’s clearings.
Automated exception handling: Each transaction submitted through Positive Pay is sent for authorization. Exceptions are handled directly through BusinessConnect Internet Banking and FWBank’s Operations Department.
Upfront fraud prevention: Authorized customer’s employees are empowered to resolve exception items, mitigating potential fraud losses.
Easy file import: Streamlined customer process of importing Positive Pay files containing issued, void or stop-pay transactions via BusinessConnect Internet Banking.
Automated Clearing House (ACH)
FWBank makes electronic payments and deposits easy for you to conduct and manage.
ACH Manager allows you to create electronic payments and deposits with approval and an ACH Origination Agreement. As part of your online Cash Management, you can originate ACH transactions when and where you want, safely and quickly. It's the cost-effective way to handle routine transactions.
ACH is used for a wide variety of payments and deposits:
- Deposit of payroll
- Payments to vendors
- Payments from customers
And, they are completely safe and secure!
Sending payments on tight deadlines becomes fast and easy.
- Transfer Funds to accounts at other financial institutions
- Full confirmation of sending and delivery of funds
- Meet tight deadlines
- Safe and Secure
FWBank Lockbox service takes the burden of receiving and processing payments off you and allows you to focus on other pieces of your business.
Lockbox Key Benefits Include:
- Bank deposit preparation
- Elimination of daily trips to the bank and possibly the post office
- Increase security by decreasing the opportunity for fraud
- All original documents are returned to you
Best of all, with same-day processing your money goes to work for you sooner!
Mobile Courier Pick-up Service
FWBank’s MobileConnect provides convenient pick-up service at your office.
Key Advantages of MobileConnect
- Convenience - no more time wasted driving to and from the bank!
- 100% Bonded and Insured
- Pick-ups scheduled daily, weekly, or monthly
- Couriers pick up check deposits, loan documents and new account applications
- Couriers also deliver deposit receipts and other bank documents
- Free locking courier bags ensure security